Topstep vs YRM Prop: Which Firm Is Better in 2026?
Topstep offers EOD (End of Day) with evaluations from $49/mo (50K). YRM Prop offers End-of-Day Trailing Drawdown with evaluations from $132 (50K). Here's how they compare across pricing, drawdown rules, payout speed, and trading restrictions.
Can't decide? Learn what happens if you fail — the stakes may be lower than you think.
Read full reviews: Topstep Review | YRM Prop Review
Topstep is not listed on FuturesFury. Data sourced from Topstep’s published rules. See all alternatives for a broader comparison.
Key Differences Between Topstep and YRM Prop
Topstep uses EOD (End of Day) while YRM Prop uses End-of-Day Trailing Drawdown. On cost, Topstep starts at $49/mo vs YRM Prop at $132 for a 50K evaluation. Topstep offers a 90% → 100% profit split compared to YRM Prop's 90%. For payouts, Topstep pays 8+ business days while YRM Prop pays Per cycle (6 qualifying days).
Quick Verdict
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Quick Comparison Table
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| Feature | Topstep | YRM Prop |
|---|---|---|
| Fury Score | 8.6/10 | 7.5/10 |
| Eval Fee (50K) | $49/mo | $132 |
| Drawdown Type | EOD (End of Day) | End-of-Day Trailing Drawdown |
| Profit Split | 90% → 100% | 90% |
| Min Eval Days | 2 days | 2 days |
| Payout Speed | 8+ business days | Per cycle (6 qualifying days) |
| First Payout | ~15-20 days | After 6 qualifying days ($150+ profit each) |
| Activation Fee | $149 | $99 (funded) |
| Reset Fee | N/A (new subscription) | $90/$123/$215/$265 |
| News Trading | Yes | Yes |
| Algos/EAs | Yes | Yes |
| Consistency Rule | 50% | 50% |
Pricing & Total Cost
YRM Prop is the cheaper evaluation, but don't stop at the sticker price. Activation fees, reset costs, and monthly subscriptions can shift the total. Compare all firms by price on the cheapest futures prop firms page.
Drawdown Model Comparison
The drawdown model is the single biggest factor in how much room you get during losing streaks. A trailing drawdown tightens as you profit; an EOD or static drawdown resets daily or stays fixed. Understand the difference in the drawdown types guide or model your own scenario with the drawdown calculator.
Payout Speed & Profit Split
Payout frequency and profit split directly affect how fast you earn. A firm that pays weekly at 90% lets you compound faster than one paying biweekly at 80%. If payout speed is your priority, see the fastest payout prop firms ranking.
Trading Rules & Restrictions
News restrictions and consistency rules are where most traders get tripped up. Check the table above for each firm's exact policy — pay special attention to consistency requirements, which can delay your first payout even if you're profitable.
Who Should Choose Topstep?
Ideal if you're a trader who needs 10+ year track record and brand recognition. Especially strong for those who want 100% profit split long-term.
Who Should Choose YRM Prop?
Ideal if you're a trader who needs news trading allowed. Especially strong for those who want algos/eas allowed.
Final Verdict
The catch with Topstep: monthly subscription ($49-$149/mo). The catch with YRM Prop: $99 (funded) activation fee.
If neither firm fits perfectly, browse the full best futures prop firms ranking. Or read the full reviews: Topstep | YRM Prop.
Frequently Asked Questions
Is Topstep better than YRM Prop?
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It depends on your priorities. Topstep offers EOD (End of Day) drawdown at $49/mo (50K). YRM Prop offers End-of-Day Trailing Drawdown drawdown at $132 (50K). Compare payout speed, drawdown options, and total cost to decide.
Which firm is cheaper — Topstep or YRM Prop?
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Topstep's 50K evaluation costs $49/mo. YRM Prop's 50K evaluation costs $132. Factor in activation fees, reset fees, and subscription vs one-time pricing for the full picture.
Which firm has faster payouts?
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Topstep pays out 8+ business days. YRM Prop pays out Per cycle (6 qualifying days). First payout timelines differ — Topstep: ~15-20 days, YRM Prop: After 6 qualifying days ($150+ profit each).
Can I trade news with Topstep or YRM Prop?
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Topstep: Yes. YRM Prop: Yes. Always verify current rules on each firm's website before trading news events.
Which firm has better drawdown rules?
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Topstep uses EOD (End of Day) drawdown. YRM Prop uses End-of-Day Trailing Drawdown drawdown.
Which prop firm has easier evaluation rules — Topstep or YRM Prop?
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Topstep requires 2 minimum eval days with 50% consistency. YRM Prop requires 2 minimum eval days with 50% consistency. Fewer restrictions generally means an easier path to funding.
Which prop firm has a better profit split?
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Topstep offers 90% → 100% profit split. YRM Prop offers 90% profit split. Some firms scale profit splits over time, so check each firm's current terms.
Which is better for beginners — Topstep or YRM Prop?
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Beginners should prioritize EOD drawdown, low minimum trading days, and no consistency rules. Topstep uses EOD (End of Day) drawdown with 2 minimum days. YRM Prop uses End-of-Day Trailing Drawdown drawdown with 2 minimum days. Choose the firm with simpler rules and a smaller account size to start.
Useful Guides & Tools
Understand the rules before you commit to either firm
What is trailing drawdown?
How the rule that kills most eval accounts actually works.
Consistency rules explained
Why one big win day can delay your first payout.
Drawdown calculator
Model EOD vs trailing scenarios before you buy.
How to pass evaluations
Discipline framework that actually survives the cut.
Get funded in 7–14 days
Which firms let you pass and cash out the fastest.
Pass your challenge fast
Compressed-timeline playbook for experienced traders.
Hidden rules that fail traders
The fine-print gotchas that aren't on the pricing page.
Do firms send 1099?
US tax paperwork expectations for funded traders.
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Data sourced from publicly available firm websites and updated regularly. FuturesFury may earn commissions through affiliate links. Rankings and comparisons remain independent. Always verify rules directly with each firm.