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Data last updated: 5 months ago

Still deciding? Read our full Topstep review

8.6/10

Fury Score

Pricing, rules & trader conditions

Best For

  • +News trading allowed
  • +Algo/EA-friendly
  • +90% → 100% profit split

Watch Out If

  • -You want zero upfront activation cost
  • -You rely on large single-day wins

Strong choice — competitive across the board

Pricing data includedRules cross-checkedUpdated firm profile

Topstep uses EOD drawdown with standard payout timing and a strong 90% → 100% profit split. The activation fee ($149+) adds meaningful cost on top of the evaluation — check the true cost breakdown below. Keep in mind the Smoothing formula on funded consistency rule — it limits how much of your profit can come from a single day.

TS

Topstep

Get Funded

From

$49/mo

True Cost

$198+

Incl. activation + reset

Drawdown

EOD

Profit Split

90% → 100%

First Payout

~~15-20 days

Path to First Payout

Estimated: ~14 days·Based on $50K eval · Fastest path

Evaluation

~2 days

Hit $3,000 profit target

Respect Smoothing formula on funded

Minimum 2 trading days

Activation

$149

$149 activation

Funded Req.

~5 days

Maintain $2,000 cushion above end-of-day drawdown

Consistency rule applies during funded (simulated) account trading

5 days minimum funded trading days

Payout Cycle

8+ business days

8+ business days payout schedule

~7 days processing

First Payout

~14 days

~14 days from evaluation start

Consistency Rule

Smoothing formula on funded

What is Topstep?

Topstep offers EOD (End of Day) on all accounts, full news trading, and algorithmic trading support. Evaluation fees start at $49 for the $50K account — one-time, no recurring subscription. The consistency rule (Smoothing formula on funded) is the main trade-off.

Pros

  • 10+ year track record
  • 100% profit split long-term
  • Only 2 minimum evaluation days
  • Low monthly entry ($49-$149)

Cons & Risks

  • Monthly recurring cost adds up
  • $149 activation fee
  • Slow payout processing (8+ days)
  • EOD drawdown only

Risk Factors

  • Activation fee ($149) charged after passing.
  • Consistency rules cap single-day profit contribution.

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